Interest Rates

When you submit a loan to Complete Capital we give you options for how you want your upfront and trail commission structured.  Upfront commissions can range from 0.5% to a whopping 1.2% and trail commissions can be varied between 0.00% and 0.22%. The rate you select can impact the final rate to the customer.

To find out the details of the commission structures and how they impact final interest rates why not contact us

Complete Capital’s loan product portfolio is too extensive to list. Below is a summary of the interest rates available for our more common loan types.  If you have any special needs or require a more precise rate for your particular scenario please contact us contact us

Loan Type Details Interest Rate Comparison Rate
First Professional Full Doc to 80%, P&I, Offset account, $375 annual fee 6.95% 7.34%
First Full Doc to 80%,
P&I  and I.O. Offset account
7.13% 7.20%
Prime Professional Full Doc to 90% + LMI, P&I and IO, cash out available, $375 annual fee 7.09% 7.47%
Prime Full Doc 90% LVR + LMI, P&I and IO cash out available 7.35% 7.42%
Prime Startup Full Doc 90% LVR+LMI, P&I, No Genuine Savings Required 7.65% 7.72%
Prime Lo Doc Lo Doc, P&I and I.O. No ongoing fees, Limited cashout available 7.95% 8.02%
Advance Full Doc 90% + LMI, P&I and IO. 7.34% 7.40%
Advance Lo Doc Lo Doc 80% inc LMI, P&I and IO. Only 2 qtrs BAS required 7.79% 7.86%

WARNING: This comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Comparison Rate calculation – The above comparison rate was based on a $150,000 loan over 25 years

Complete Capital understand that interest rates are an important consideration of all loans; however, other factors such as access to offset accounts, loan splits for business and investment purposes, BPAY, etc. Need also to be considered. Your Complete Capital Business Development Manager will be more than happy to advise you on the many other features of the Complete Capital loan range.