Loan Products
We have a comprehensive range of bank and non-bank options, so you can get the right product for your needs:
Major banks, second tier banks, building societies and non-banks
Ability to scope “special offers” as they arise
Guarantor loans
Low deposit loans
Loans for the recently employed or those who have recently changed jobs
Variable Rate Loan
Have control over your loan to reduce interest as soon as possible with the flexibility of being able to redraw your extra payments if the funds are needed.
Benefits of a variable rate loan include:
Make additional repayments at anytime
Increase Repayments
Reduce minimum repayments if in advance on loans
Redraw available funds at anytime, with multiple splits available, including:
Differentiated loan purposes – House, Car, Shares, Investment property, Business loan
Separate tax effective from non-tax effective debt
Option of interest only repayments
Fixed Rate Loan
Great for those concerned about repayments in the near future. Lock in your repayments today and book a review six months before expiry.
Benefits of a fixed rate loan include:
Security of knowing your repayments
Set your repayments for peace of mind, with all or part of the loan fixed and the option to have several fixed loan terms
Pick your rate and your repayment and know you don’t need to pay any more than that for the term you nominate (1, 2, 3, 4 or 5 years).
Option of interest only repayments
Commercial Lending
With the aim of gaining as much flexibility as a home loan, we will target the loan and funder that fits your priorities. Loan structure, interest rate, flexibility, set-up costs or any combination.
Bank and non-bank products available
Option of Lo-Doc, where servicing is based only on rental income
Option of high LVR lends
Option of interest paid in advance
Interest rate comparisons on multiple lenders
Competitive set-up costs
Flexible repayment options
Company or trust structure purchase or refinances
Specialised lending for specialised properties
